Your company’s detailed credit score or short-term credit rating is measured on various factors mentioned in the credit score or credit ratings report. The factors which are positive compared with global industry movements push the credit score or short-term credit rating upward, and below par averages in performance of these factors reduce an overall creditworthiness and your company’s credit score or short-term credit rating.

The content of this credit score/rating report generated for your company’s data is on an ‘as is where is’ on the basis of annual data submitted for a company. This credit report shows your short-term creditworthiness, and it is for your company’s business use only such as with your clients, partners, investors, shareholders, suppliers, bankers, insurers and contractors. There was no human being involved in the calculation of credit score/ credit rating and it is fully automated machine based report. Rate-O-Meter Credit Score and Credit Rating Grid explains how to interpret the credit score or short-term credit rating you obtained in this report. We suggest obtaining score or rating again when there are significant changes in your annual data. For detailed consultation on how to improve your overall business performance and company’s creditworthiness, please visit: https://RateOMeter.App

All information given in the credit score or credit rating report is protected by copyright, intellectual property and ownership laws of the USA for Strategic Ratings Corporation and the UK for CEO24X7 Limited and any of such information shall not be copied, reproduced, repackaged, further transmitted, transferred, disseminated, redistributed, resold for any subsequent commercial usage or for any purpose in a whole or in part, in any form or manner or by any means whatsoever, by any person or organisation without prior written consent from Strategic Ratings Corporation, USA who has issued this credit score/credit rating report.

You or your company has already agreed all terms and conditions while registering and opening an account in the Rate-O-Meter Mobile Application and/or on the RateOMeter.App website. However, some terms and conditions and disclaimers are mentioned here as an integral part of your registration plus, issuance of this credit score or credit ratings report from Strategic Ratings Corporation, USA (A CEO24X7 Credit Ratings Agency).

All information displayed, generated or provided here is collected, calculated or analysed by Rate-O-Meter machine learning application and there is no human intervention or human judgement involved. We also rely on our data providers who are industry leaders for global industry data and rely on accuracy of your company’s data as submitted by you.

We believe that statistical learning or machine learning processes are accurate and reliable however any possibility of human or machine error in carrying out any submission, uploading, downloading, calculation, analysis, programming or coding of the analytics or algorithms cannot be ruled out; and you and your company indemnifies Strategic Ratings Corporation USA and/or CEO24X7 Limited, UK (hereafter known collectively as “company”), and their subsidiaries including this Rate-O-Meter mobile application for any such liability arising out of that. If your company’s data submitted is not in US Dollar currency, is not annual data and is not mentioned in multiples of million factor then your company’s credit score or credit rating can be wrong, erroneous or in some cases would not generate a report at all. For example, if your company’s total sales is USD 717.8 million for a year then you shall key in data as just ‘717.8’. There are factors in addition to your own company’s data which can impact your score. For example, same data of your company can give you either low or higher score if global markets move in your industry category as we take into account macro-economic changes by way of global industry data to assess your creditworthiness and overall corporate performance; how scale is prepared and/or how algorithms are trained deploying multi industry multi-parameters data.

We deliver the credit scores or credit ratings without any kind of warranty and in particular we do not make any representation of any kind of warranty or guarantee for any accuracy of any calculation, score, rating, data, timeliness, completeness, usage, utility, commercial application, merchantability, fitness, independence, reliability, innovation, creditworthiness or algorithms in any direct, indirect or expressed form.

Under no circumstances at all we at CEO24X7 or Strategic Ratings or any of its subsidiaries have any liability to any person, corporate, company, business, organisation, brand or entity for any and/or all kind(s) and/or form(s) of loss or damage resulting from use of this credit score or credit rating report, any part of it or any error in it due to any kind of negligence, error, mistake or wrong formulae or wrong process embedded in it either through machine, web application, server, software, portal, storage, data, transmission or through human being who is any of our director, founder, shareholder, regulator, employee, partners, agencies or officers either executive, non-executive, associate, advisor, consultant, broker, agent or representative.

You, your company or your industry and/or related stakeholders and/or any company or lender related to this report in whatsoever manner indemnifies our company, our subsidiaries, any director or officer for (i)  any loss or damage, in whole or part, caused by, resulting from, or relating to any error (negligent or otherwise) or other circumstance or contingency within or outside the control of our company / officers, (ii) any direct, indirect, special, consequential, compensatory, or incidental damages whatsoever, including without limitation of lost profits or opportunities, even if our company advises in advance the possibility of any such damages, resulting from the use of or inability to use any such information given in this credit report / credit score/ credit rating, (iii) the credit scoring, credit rating, financial and other variables reporting, comparisons or analyses, graphs, charts, observations, if any, constituting part of the information contained herein, are, and must be construed solely as, statements of opinion and not statements of fact or recommendations to grant credit or enter into any form of investment with the company.

NO WARRANTY, EXPRESSED OR INDIRECT, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, OR FITNESS FOR ANY PATICULAR USE OF ANY SUCH CREDIT SCORING, REPORT or RATING OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY OUR COMPANY, COMPANIES, SUBSIDIAIRES, TRADEMARKS, BRANDS OR THIS MOBILE APPLICATION IN ANY FORM OR MANNER WHATSOEVER.

Each score, rating, or report shall be viewed as just any other opinion and be considered solely as just one factor of the information contained herein, and each such user of this report, score or rating or scoring guides or its interpretations must make their own study, due diligence, evaluation, financial appraisal, assessment, search, analysis and/ or calculations. Both brands Rate-O-Meter® and Strategic Ratings®, their trademarks, applications, other proprietary tools, algorithms and methods supporting these offerings all are owned by CEO24X7 Limited, UK.

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